Real Estate Licensing New-Jersey-Real-Estate-Salesperson Exam Dumps

Get All New Jersey Real Estate Salesperson Exam Questions with Validated Answers

New-Jersey-Real-Estate-Salesperson Pack
Vendor: Real Estate Licensing
Exam Code: New-Jersey-Real-Estate-Salesperson
Exam Name: New Jersey Real Estate Salesperson Exam
Exam Questions: 120
Last Updated: August 23, 2026
Related Certifications: Real Estate Licensing
Exam Tags: Entry-Level New Jersey salesperson candidates
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Free Real Estate Licensing New-Jersey-Real-Estate-Salesperson Exam Actual Questions

Question No. 1

A couple secured a home mortgage loan from a lender who appraised the property at $92,500. If the loan-to-value ratio on the property was 85%, what was the minimum amount the couple needed for the down payment?

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Correct Answer: B

The loan-to-value (LTV) ratio is based on the appraised value (or purchase price, whichever is lower).

Appraised Value = $92,500

LTV = 85% Loan Amount = $92,500 0.85 = $78,625

Down Payment = $92,500 -- $78,625 = $13,875

Wait --- let's carefully match the options:

$13,875 is Option D.

Corrected Answer: D

The couple must provide $13,875 as the minimum down payment.


Question No. 2

Under New Jersey Real Estate Commission rules, a licensee's obligations to the public include all of the following responsibilities EXCEPT:

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Correct Answer: A

According to NJREC Rules (N.J.A.C. 11:5-6.3 and 11:5-6.4), obligations to the public include:

Dealing honestly and fairly with all parties.

Disclosing material defects known to the licensee.

Protecting and promoting the interests of the principal when acting as agent.

There is no requirement that a licensee must accept ''any reasonable commission'' offered. Commission rates are always negotiable and must be agreed upon voluntarily.

Correct answer = A.


Question No. 3

If an owner wants to list a property for sale "as is," the listing agent should:

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Correct Answer: C

''As is'' does not relieve a seller or listing agent from disclosure obligations.

The licensee must still make reasonable inquiries about known defects.

All material facts must be disclosed, regardless of the ''as is'' designation.

''As is'' simply means the seller will not make repairs or improvements.

Thus, the agent must ask the seller about known defects = C.


Question No. 4

New Jersey Real Estate Commission regulations require a licensee to terminate membership in a real estate board or multiple listing service whenever the organization:

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Correct Answer: A

The NJ Real Estate Commission prohibits price-fixing or collusion regarding commission rates. If a real estate board, trade association, or MLS suggests or enforces uniform commission rates among member brokers, participation in such a practice would violate antitrust laws as well as NJREC regulations.

In such cases, licensees must terminate their membership immediately to avoid disciplinary action. Lobbying, dues disputes, or general disagreements with rules are not grounds for mandatory termination.


Question No. 5

A broker is offering a $100 gift certificate at a jewelry store to all sellers who list with the broker during a specified time period. According to the New Jersey Real Estate License Law, such a promotion is prohibited because it:

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Correct Answer: B

According to NJ Real Estate Commission rules, brokers and salespersons may not:

Offer prizes, gifts, or inducements that are contingent on entering into a listing agreement.

This is considered an improper inducement under N.J.A.C. 11:5-6.4.

Therefore, the prohibition is because the gift certificate is conditioned on the seller listing with the broker.


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